Getting licensed in Denver is mostly about doing the checks in the right order. Here is the sequence we walk hosts through before a listing goes live.
Step 1: Confirm the Property Is Your Primary Residence
This is the gate for everything else. The home must be where you actually live and return to, and your identification should show the same address. A person can only have one primary residence, and the city looks at more than tax filings. If you are not sure, stop here before spending money on furnishings and photography.
Step 2: Get Permission If You Rent
Tenants can apply, but they need written permission from the landlord or property owner allowing a short-term rental.
Step 3: Check Your HOA
Read the declaration and rules for rental restrictions, minimum rental periods, and approval requirements. An HOA violation creates a separate problem from the city license, and it can end your hosting even if the city approves you.
Step 4: Register for Business Taxes, Including Lodger's Tax
You need the applicable city business tax licenses, including the lodger's tax, before you operate. Denver's Treasury Division handles registration.
Step 5: Confirm Insurance
Ask your carrier in writing whether paid guest stays are covered. Many homeowner policies exclude them.
Step 6: Apply Online
Submit the application through the city's licensing portal with your proof of primary residence and supporting documents. Check the city's page for current fees and processing times, since both change.
Step 7: Display the License Number
Put the license number in every online listing and any other advertising.
Step 8: Renew on Time
Licenses last one year. Renewal opens up to 60 days before expiration, and late renewals can mean fines.
Safety Basics
Denver's rules include safety requirements such as working smoke and carbon monoxide detectors. Check the city's current list and walk the property against it before guests arrive.
Frequently Asked Questions
How long is a Denver short-term rental license valid?
One year. It has to be renewed each year.
Can an out-of-state owner get a Denver STR license?
Only if the Denver property is their primary residence, which is not possible for someone who lives elsewhere.
Can a co-host hold the license for me?
No. The licensee has to be the person who lives at the property. A co-host can operate the listing on your behalf under a written agreement.
This article summarizes publicly available City and County of Denver information and is not legal advice. Rules and fees change, so confirm current requirements with the city before acting.