Denver allows short-term rentals, but with a rule that surprises most investors: the property has to be your primary residence. Here is how the rules work and what to check before you list.
The Core Rule: Primary Residence Only
Denver defines a short-term rental as lodging for fewer than 30 consecutive days. To operate one legally you need a city short-term rental license, and the property must be your primary residence. A person can have only one primary residence, and the city does not treat a tax filing alone as proof. If a property is not your primary residence, it is not eligible for a short-term rental license.
The License
- Applications are submitted online through the city's licensing system
- Licenses are issued for one year and must be renewed on time to avoid fines
- Renewal can be filed up to 60 days before expiration
- The license number has to appear in your online listings and other advertising
Taxes
Hosts need the city business tax license that covers lodger's tax before they operate. Rates, filing frequency, and what the platform collects on your behalf change, so confirm the current details with Denver's Treasury Division.
HOA, Landlord, and Insurance
If your property is in an HOA, confirm that rentals are allowed. If you rent rather than own, you need written permission from your landlord. And check with your insurance carrier: many standard policies do not cover paid guest stays.
Enforcement
Denver can fine, suspend, or revoke licenses, and it monitors platforms for unlicensed listings. Misrepresenting a primary residence is the fastest way to lose a license.
What About Stays of 30 Days or More?
A furnished stay of 30 days or more is not a short-term rental in Denver. It is a residential rental, and it falls under the city's residential rental licensing program. That program applies to owners and managers, and it involves a third-party inspection. See our rental license guide.
A Practical Checklist
- Confirm the property is your primary residence
- Check HOA documents or get landlord permission
- Get the business tax license that covers lodger's tax
- Confirm insurance coverage for rental activity
- Apply for the short-term rental license online
- Put the license number in every listing
- Calendar your renewal
Frequently Asked Questions
Can I Airbnb a second home in Denver?
No. Denver licenses short-term rentals only at the host's primary residence, and a person can have only one.
Do I need a license to rent for 30 days or more?
You do not need a short-term rental license, but you do need a Denver residential rental license for any residential rental of 30 days or more.
How often does the Denver STR license renew?
Annually. The city allows renewal up to 60 days before expiration.
This article summarizes publicly available City and County of Denver information and is not legal advice. Rules and fees change, so confirm current requirements with the city before acting.